Know Your Numbers

Debt Ratio Calculator - Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.

Debt Investment Calculator - Before you go throwing darts on Wall Street, check to make sure you can't earn a higher rate of return simply by investing in your own debt! For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment. What's more, your earnings will be tax-free! So use this JavaScript Calculator to see how much you could be earning if you increased your payment on any one of your debts.

Mortgage Rate Comparison Calculator - This calculator will help you to compare monthly payments and interest costs of home mortgages at up to five interest rates simultaneously. Enter the mortgage principal amount and the length of the mortgage in years. Then, either enter a starting interest rate and select the percentage to increment the comparison rates, or enter a rate for each of the five "Interest Rate" fields.

Renter Mortgage Affordability Calculator - This calculator will estimate the size of a mortgage you could afford based on the size of your monthly rent payment, the downpayment you could afford, and on the anticipated property taxes and homeowner's insurance.

Debt Payoff Goal Calculator - This calculator will compute how much you will need to pay each month in order to pay off a given debt by a selected payoff-goal date.

Mortgage Qualification Calculator - This simplified mortgage qualification calculator will help you to determine the size of a home mortgage you might qualify for, based on an assumed 30-year mortgage financed at 7%.

Brown Bag Savings Calculator - This calculator will show you how much you could save if you brought your own lunch to work instead of eating out. Plus, it will also show you how much your brown-bag savings would grow if you invested the difference. And remember, this does not include money that will be saved from not having to throw-away leftovers from meals cooked at home.

Accelerated Debt Payoff Calculator - This calculator will show you how much time and money you could save by paying off your debts using the "rollover" method. Using the rollover method, as each smaller debt is paid off, the freed-up payment amount is then applied to the next larger debt, and so on until all debts are paid off. As you are about to see, the rollover method can save you a ton of money in interest charges, and get you debt free in a very short period of time.